Basic Commercial Checking Account
This account is designed for businesses with low transaction volumes.
- Monthly maintenance fee: $15.00
- Debits(check, ACH, etc.): First 100 no charge, additional debit charge $0.45 per item.
- Items deposited: First 150 no charge, additional item charge $.045 per item.
Non-Profit Checking Account
This account is designed for non-profit organizations who conduct a limited number of transactions each month.
Details
- No Minimum Balance
- Deposit Limitations - 40 Deposited Items
- Withdrawal Limitations - 40 Debits(check, ACH, etc.)
- A monthly maintenance fee of $5.00 will be charged if account is not enrolled in E-Statements.
- Exceeding the deposit and withdrawal limitations within a statement cycle will cause the bank to impose balance requirements and excessive items fees. This is in addition to the $5.00 fee if account is not enrolled in E-Statements.
Full Analysis Commercial Account
A checking account for businesses with high volume activity. Ideal for corporations, large partnerships and sole proprietors with high volume or multiple accounts. This account is designed for businesses that write more than 100 checks or deposits more than 150 items per month. You receive an "Earnings Credit" based on your investable balance, which is automatically applied to offset the monthly fees.
Details
- Account Maintenance: $15.00 per month
- Debits Paid (paper/electronic): $0.35 per item
- Credits Posted (paper/electronic): $0.50 per item
- Items Deposited: $0.12 per item
- Currency Straps: $0.60 per strap
- Rolled Coin: $0.15
- Bagged Coin: $2.00
Cash Management Analysis
This product provides our Commercial Account holders the flexibility to process ACH origination through First Texas Online Banking.
Details
- One Time Setup Fee: $25.00
- Account Maintenance: $24.00 per month
- ACH file fee: $3.00 per file
- Debits Paid (paper/electronic): $0.35 per item
- Credits Posted (paper/electronic): $0.50 per item
- Items Deposited: $0.12 per item
- Currency Strap: $0.60 per strap
- Rolled Coin: $0.15
- Bagged Coin: $2.00
Commercial NOW Account Checking
This account is designed for customers who want to earn interest on their Commercial Checking Account. Offered to sole proprietors, non-profit organizations and non-profit corporations.
Details
- Minimum opening deposit of $100.00 or more.
- No monthly maintenance fee if you maintain $2,500 Minimum Daily Balance, otherwise the monthly maintenance fee is $15.00
- Debits (check,ACH, etc): First 100 no charge, additional debit charge $0.35 per item
- Items deposited: First 150 no charge, additional item charge $0.35 per item.
Commercial Money Market Checking
This account is designed for Commercial customers who want to earn interest on their Commercial checking account.
