Make checking as convenient as possible with our Regular Personal Checking account.
- Minimum to Open Account $100
- Minimum Average Daily Balance to Avoid a Monthly Maintenance Fee $750
- Unlimited Check Writing
- Image Statement without check images
- Free Internet Banking Access
- Free Bill Pay
- Free 24/7 Automated Telephone Access
- $10 Monthly Maintenance Fee if average daily balance falls below $750
Make checking as convenient as possible with our Regular Personal Checking account.
- Minimum to Open Account $100
- Unlimited Check Writing
- Image Statement with check images
- Free Internet Banking Access
- Free Bill Pay
- Free 24/7 Automated Telephone Access
- $10 Monthly Maintenance Fee if average daily balance falls below $750
- $2 Monthly Maintenance Fee for check images
A non-interest bearing checking account designed for high school and college students.
- Minimum balance to open $100
- Available to students a maximum of 5 years
- To qualify for a Student checking account your parents must bank with First Texas Bank at the time the account is opened. A Student Waiver Form is required annually. If a Student Waiver Form is not provided, the account will be converted to a Regular Personal Checking account where all limits and fees apply.
- Unlimited check Writing
- Image Statement
- Free Internet Banking Access
- Free Bill Pay
- Free 24/7 Automated Telephone Access
- No monthly maintenance fee
A non-interest bearing checking account designed for senior citizens 62 years and better that offers many free extras.
- Minimum balance to open $100
- Unlimited Check Writing
- Image Statement
- Free Internet Banking Access
- Free Bill Pay
- Free 24/7 Automated Telephone Access
- No monthly maintenance fee
This account is designed to offer customers an environmentally friendly non-interest bearing checking account with added features.
- Minimum balance to open $100
- Requires Direct Deposit Enrollment
- Requires E-Statement Enrollment
- No Minimum Balance
- Unlimited Check writing
- Free Internet Banking Access
- Free Bill Pay
- Free 24/7 Automated Telephone Access
- No monthly maintenance fee
- There is a $5.00 monthly maintenance fee if your account is not enrolled in E-Statements. In addition you must maintain enrollment in a Direct Deposit Plan. You must notify the bank in the event your Direct Deposit is discontinued. If a Direct Deposit is not maintained your account is subject to closure or modification to a non-interest bearing account with a monthly maintenance fee.
Texas Premier Account Checking is a non-interest bearing relationship account that enables you to take advantage of your combined balances with First Texas Bank.
- Minimum balance to open $100
- Requires an Average Daily Balance of $5,000 or above in your Texas Premier, Money Market, Savings account or a combination of any one of these accounts
- Unlimited Check Writing
- Free Internet Banking Access
- Free Bill Pay
- Free 24/7 Automated Telephone Access
- There is a $12 monthly maintenance fee if your combined balance(s) falls below the average daily balance requirement of $5,000.
Earn interest on your balance and enjoy easy access to funds along with unlimited check writing.
- Minimum balance to open: $100
- Requires an Average Daily Balance $1,500 or above
- Unlimited Check Writing
- Free Internet Banking Access
- Free Bill Pay
- Free 24/7 Automated Telephone Access
- $1,500 or above there is no monthly maintenance fee
- $10 monthly maintenance fee if the average daily balance drops below $1,500
- The account has a variable interest rate and is subject to change weekly.
Earn interest on your balance and enjoy easy access to funds along with unlimited check writing.
- Minimum balance to open $100
- Requires an Average Daily Balance $2,500 or above
- Unlimited Check Writing
- Free Internet Banking Access
- Free Bill Pay
- Free 24/7 Automated Telephone Access
- $2,500 or above there is no monthly maintenance fee
- $10 monthly maintenance fee if the average daily balance drops below $2,500
- The account has a variable interest rate and is subject to change weekly. The interest rate and annual percentage yield for your account depend upon the applicable rate tier.
The Money Market Checking account is a limited transaction account and is ideal for customers who want to earn a higher rate of interest.
- Minimum balance to open $100
- Requires an Average Daily Balance $2,500 or above
- Free Internet Banking Access
- Free 24/7 Automated Telephone Access
- Limited transactions apply – During any month or statement cycle, you may not make more than six withdrawals or transfers to another bank account of yours or a third party by means of preauthorized or automatic transfer of telephonic order or instructions, including withdrawals and transfers initiated by check, draft, debit card if applicable or similar order to a third party.
- $2,500.00 or above there is no monthly maintenance fee
- $10.00 monthly maintenance fee if the average daily balance drops below $2,500.00
- The account has a variable interest rate and is subject to change weekly. The interest rate and annual percentage yield for your account depend upon the applicable rate tier.
- Exceeding the limits on transactions could result in closing the account or modification to a non-interest bearing account.
- Excessive withdrawals: If you exceed the withdrawal limitation three or more times during a 12(twelve) month period your account will be converted to a Regular Personal Checking account and will be subject to the terms and conditions of that account.
