FACTS	What does First Texas Bank - Round Rock do with your personal information?
Why?	Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What?	The types of personal information we collect and share depend on the product or service you have with us. This information can include: Social Security number Income Account balances Payment History Credit History Transaction History
How?	All financial companies need to share customers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers' personal information; the reasons First Texas Bank - Round Rock chooses to share; and whether you can limit this sharing.

Reasons we can share your personal info	Do We Share?	Can you limit?
For our everyday business purposes: such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus	Yes	No
For our marketing purposes: to offer our products and services to you	No	We Don't Share
For joint marketing with other financial companies:	No	We Don't Share
For our affiliates' everyday business purposes: information about your transactions and experiences	Yes	No
For our affiliates' everyday business purposes: information about your creditworthiness	No	We Don't Share
For nonaffiliates to market to you:	No	We Don't Share

Questions?	Call (512) 255-2501 or go to www.firsttexasbank-rr.com

What we do
How does First Texas Bank - Round Rock protect my personal information?	To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does First Texas Bank - Round Rock collect my personal information?	We collect your personal information, for example, when you: Open an account Apply for a loan Make deposits or withdrawals from your account Make a wire transfer Give us your contact information We also collect your personal information from others, such as credit card bureaus, affiliates, or other companies.
Why can't I limit all sharing?	Federal law gives you the right to limit only: sharing for affiliates' everyday business purposes—information about your creditworthiness affiliates from using your information to market to you sharing for non-affiliates to market to you State laws and individual companies may give you additional rights to limit sharing. See below for more on your rights under state law.

Definitions
Affiliates	Companies related by common ownership or control. They can be financial and non financial companies. First Texas Bancorp, Inc and its subsidiaries which are: First Texas Bank-Georgetown First Texas Bank-Killeen First Texas Bank-Lampasas First Texas Data, Inc.
Non Affiliates	Companies not related by common ownership or control. They can be financial and nonfinancial companies. First Texas Bank - Round Rock Bank does not share with non affiliates so they can market to you.
Joint Marketing	A formal agreement between non affiliated financial companies that together market financial products or services to you. First Texas Bank - Round Rock does not jointly market.

Other Important Information
For Texas Customers First Texas Bank - Round Rock Bank is chartered under the laws of the State of Texas and by state law is subject to regulatory oversight by the Texas Department of Banking. Any consumer wishing to file a complaint against First Texas Bank - Round Rock Bank should contact the Texas Department of Banking. First Texas Bank - Round Rock Bank also engages in the money transmission and/or currency exchange business as an authorized delegate of MoneyGram Payment System, Inc and American Express Company licensed under Chapter 151 of the Texas Finance Code.If you have any complaints regarding MoneyGram’s or American Express Company’s money transmission activity or currency exchange, you should first contact: MoneyGram Payment System Inc, P. O. Box 9476, Minneapolis, MN 55480, Tel 1-800-542-3590 or American Express Company, Travelers Cheque Worldwide Operating Center, 4315 South 2700 West, Salt Lake City, Utah 84184-0424, Tel 1-800-221-7282, Fax 1-801-945-2711. After first contacting MoneyGram Payment Systems, Inc. or American Express Company, a customer that still has an unresolved complaint regarding the company’s money transmission or currency exchange activity should direct the compliant to the Texas Department of Banking. Consumers may file complaints with the Texas Department of Banking by contacting the Department through one of the means indicated below: Texas Department of Banking 2601 North Lamar Boulevard Suite 300 Austin, Texas 78705-4294 Toll Free: (877) 267-5554 Fax: (512) 475-1313 consumer.complaints@dob.texas.gov www.dob.texas.gov
Reporting Incorrect Information
If you believe any information we have about you or your relationship is incorrect, please notify us at once. We will take prompt action in making the appropriate corrections. You may contact us by phone at: 512-255-2501 or by mail at: Customer Service, First Texas Bank, P O Box 5, Round Rock, TX 78680-0005

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